YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.1
  • Adult Rating: 4+
  • File Size: 58.79 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
  • App Ratings:
    4/5 ( 1,438 Reviews)
  • Price:
YNAB (You Need A Budget) App Ratings: 4
From 1,438 Reviews

YNAB (You Need A Budget) App Description

YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked. Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. Terms of use: https://www.youneedabudget.com/terms-isolated/

YNAB (You Need A Budget) App Screenshots


App Reviews

  • Life Changing and Great Customer Service

    By Nartso
    This is more than a budgeting app, it’s a new way of life. It’s amazing to finally have our arms wrapped around how we spend money. And YNAB’s customer service/tech support is ridiculously good. I got a reply on an issue within 15 minutes of putting it on (and on a Saturday!). Couldn’t be happier with YNAB.
  • Polished, Complete, and now MOBILE

    By sonofsphinx
    I have tried YNAB more than a few times and while all the tools are there, updating budgets on the go was missing. First I t required a computer running the primary app and the mobile devices were complementary. The switch to web was better, but now the mobile app is STAND ALONE with support for iPad AND Apple Watch!! Finally I can trust my budgeting and transaction registering from my iPhone!! Thanks YNAB!!
  • Please Allow Rollover of Negative Balances

    By NicholasLeone
    I've tried to use YNAB a number of times and it's like a bad girlfriend. You keep going back to it although you know that it won't work out. The #1 reason I leave is that you can't rollover negative balances to the next month. This used to be an option but was eliminated because this violates one of the pillars of YNAB. Makes life very difficult if you have work reimbursements that get paid the following month. I realize that this gets to the heart of the YNAB philosophy but life is not always so simple. I feel that users should have a little more ability to control how they implement YNAB's golden rules. Otherwise, a great app.
  • Love the app, but the numbers keypad

    By Jujuball88
    When I first started using the app I’d be punching in the wrong numbers because the number keypad is flipped from what a calculator, or dialing on a phone would be. I realize it is in the same configuration as a number pad on a keyboard, but I believe it is not ones natural inclination on a phone. Would love to see having an option to change this. Otherwise, great app. Love the features. In the budget tab it does seem that everything is mushed together. There isn’t a whole lot of differentiation between columns and groupings to make things feel more separate and distinguishable.
  • Great app and service

    By Kdog349
    Only have one issue with the app right now. I frequently have to approve or categorize imported transactions twice; the first time doesn’t register
  • Fantastic App

    By Anziani.
    Awesome Awesome Awesome
  • Easy budget management on the go

    By hd711
    Well designed, simple to use. A very functional app that works alongside the web app beautifully. I especially like that when you enter a transaction it shows a brief pop up of the overall amount available from that category and shows the number change based on the transaction you just entered.
  • Best budgeting software!!!

    By RyanStevens
    I’ve used almost every budget software / website out there over the years and YBAB is by far the best. It has the best concept of allocating money from income, forcing you to deal with your budget when categories go negative, and allows you to pull together all your financial institutions into one place. I realize many other companies have the same features, YNAB simply does it better and things just work.
  • Can't get it in portrait mode

    By Lumenite808
    Love the app, just bummed that I can't get it to rotate into portrait mode on my iPad.
  • Wrong Bank URL and Broken Trblshooting links

    By J-Dash
    Tried to sign up using account at local credit union, found the credit union, placed credentials to discover they have the WRONG URL. I submitted my banking credentials using this app to an incorrect URL. I then went their account setup troubleshooting page where I found broken links. Contacted support team, who reassured me that they would respond within a few HOURS, after sending my credentials to an outdated/incorrect URL. I'm sure the method works, but with broken links and incorrect links to financial institutions I would NOT reccomend this app.